Financial Inclusion

21 Resources
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Blog post
Digital Dialogues Financial Inclusion
Henrik Esbensen
Blog post
Digital Dialogues Financial Inclusion

Interview with Henrik Esbensen for DSG Hub

By Maria Liu
September 30, 2025

Interview with Henrik Esbensen for DSG Hub

From Silicon Valley to rural villages, Henrik Esbensen has spent his career asking one big question: how can technology help people change their own lives? As Co-Founder and CEO of DreamStart Labs, Henrik leads the team behind DreamSave, a mobile app helping savings groups in more than 25 countries strengthen recordkeeping, access opportunities, and plan […]
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Blog post
Financial Inclusion
Eric Kaduru- Headshot
Blog post
Financial Inclusion

Q&A with Eric Kaduru

By Maria Liu,
July 16, 2025

Q&A with Eric Kaduru

Welcome to Digital Dialogues, a series spotlighting the people shaping the future of digital savings groups. In each Q&A, we explore the ideas, motivations, and lessons behind inclusive finance—where innovation meets community. This edition features Eric Kaduru—Sr. Technical Advisor at CARE, agripreneur, and DSG Hub Advisory Board member. From launching social enterprises in Uganda to […]
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Financial Inclusion Financial Literacy Gender Mobile Money
GT VSLA Learning Brief ECA 2022 final Page 1
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Financial Inclusion Financial Literacy Gender Mobile Money

Gender Equality through Savings Groups:
Gender Integration and Gender Transformative
Approaches in VSLA Programming

CARE
2023

Gender Equality through Savings Groups:
Gender Integration and Gender Transformative
Approaches in VSLA Programming

CARE has operated savings and lending programs through Village Savings and Loan Association (VSLAs) since 1991. This learning brief outlines CARE’s strategies to advance gender equality in these programs. The brief details experience from four VSLA projects in Uganda, Burundi, Rwanda, and Ethiopia which added gender transformative approaches to the traditional savings group model. Among […]
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Digital Financial Services Digital Inclusion Digital Literacy Digital Transformation
FinDev Gateway Logo
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Digital Financial Services Digital Inclusion Digital Literacy Digital Transformation

FinDev Guide to Women’s Financial Inclusion

CGAP
2023

FinDev Guide to Women’s Financial Inclusion

For the 2023 International Women’s Day, FinDev Gateway compiled research and blogs published about women’s financial inclusion in the previous twelve months. Members of the DSG Hub will likely find the collection of resources on “Digital Finance That Works for Women” most relevant.  These resources include:
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Digital Inclusion Digital Literacy Digitization Benefits Digitization Risks & Barriers
FinEquity Annual Mtg image
Multimedia
Digital Inclusion Digital Literacy Digitization Benefits Digitization Risks & Barriers

FinEquity 2023 Annual Meeting

CGAP
2023

FinEquity 2023 Annual Meeting

FinEquity’s 2023 Annual Meeting explored the nexus linking financial inclusion, women’s empowerment, and climate change, with the purpose of understanding how financial services can help women adapt their livelihoods to erratic rainfall patterns and rising temperatures to mitigate climate risks. Among others, the speakers addressed digitally-enabled financial inclusion, stressing the importance of designing digital financial […]
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Multimedia
Digital Financial Services Digital Inclusion Digital Payments Digital Transformation
Capital Musing image
Multimedia
Digital Financial Services Digital Inclusion Digital Payments Digital Transformation

Capital Musings Podcast Show

UN Capital Development Fund (UNCDF)
2023

Capital Musings Podcast Show

The UN Capital Development Fund (UNCDF) started its podcast show, Capital Musings, in September 2019 to platform individuals driving impact and change in the area of “last mile” finance models that unlock public and private resources to reduce poverty and support local economic development. All episodes can be found the Capital Musings website. While every […]
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Data Privacy & Security Digital Inclusion Digital Transformation Digitization Planning
DSG Toolkit Playlist 2
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Data Privacy & Security Digital Inclusion Digital Transformation Digitization Planning

Digital Savings Group (DSG) Toolkit: Introductory Videos

By Lauren Henricks, Dennis Mello, Paulina (Paula) Rudnicka
Global Communities, Women for Women International
2022

Digital Savings Group (DSG) Toolkit: Introductory Videos

This playlist contains eight videos introducing – and providing guidance on how to use – the “Digital Savings Group (DSG) Toolkit: Tools to Support Safe and Gender-responsive Digitization of Savings Groups,” published by Global Communities and Women for Women International in 2022. The playlist includes the following videos: Digital Preparedness Checklist Project Staffing Monitoring and […]
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Digital Transformation Digitization Planning Financial Inclusion FinTech
MaTontine 001 1 scaled
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Digital Transformation Digitization Planning Financial Inclusion FinTech

Our Digital Journey with Savings Groups: What We Got Wrong and the Lessons We’ve Learned Along the Way

By David Panetta,
October 5, 2022

Our Digital Journey with Savings Groups: What We Got Wrong and the Lessons We’ve Learned Along the Way

This blog summarizes an interview with early developers and adopters of savings group technologies who were asked to reflect on their digital journeys.
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Digital Payments Digital Recordkeeping Digitization Benefits Economic Development
External Resource  Digital Finance Enhancing Womens Participation in VSL Associations e1661973078353
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Digital Payments Digital Recordkeeping Digitization Benefits Economic Development

Digital Finance: Enhancing Women’s Participation in Village Savings and Loan Associations

By Natalie Petrulla
Agrilinks
2022

Digital Finance: Enhancing Women’s Participation in Village Savings and Loan Associations

This article summarizes the findings from the Feed the Future Agricultural Development and Value Chain Enhancement (ADVANCE II) project in Ghana, focusing on the impact of the project on Village Savings and Loan Associations (VSLAs) and women’s empowerment. In partnership with the Mobile Telephone Network (MTN), ADVANCE II registered four VSLAs in Ghana’s northern region […]
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Consumer Protection Digital Financial Services Digital Inclusion Digitization Benefits
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Consumer Protection Digital Financial Services Digital Inclusion Digitization Benefits

Savings-led Digital Finance: The Dawn of a New Era?

By Philip Acton & Finn Tiedemann
August 31, 2022

Savings-led Digital Finance: The Dawn of a New Era?

This blog explores “savings-led” digital finance apps, such as DreamSave, that use clients' savings capacity as a proxy for the ability to repay a loan, opening up a potential new era for digital finance.