DSG Vendors and Products
The "DSG Vendors and Products" tool helps savings group actors identify the range of digital solutions available to fit their digitization needs.
Digital Finance: Enhancing Women’s Participation in Village Savings and Loan Associations
This article summarizes the findings from the Feed the Future Agricultural Development and Value Chain Enhancement (ADVANCE II) project in Ghana, focusing on the impact of the project on Village Savings and Loan Associations (VSLAs) and women’s empowerment. In partnership with the Mobile Telephone Network (MTN), ADVANCE II registered four VSLAs in Ghana’s northern region […]
Reaching Informal Savings Groups with Formal Financial Products: A Study’s Unexpected Findings Reveal the Challenges of Digitizing Transactions
This article discusses the main findings from a qualitative assessment of Savings at the Frontier (SatF) projects in Ghana, Tanzania, and Zambia, implemented in 2015-2022 and funded by the Mastercard Foundation. The program sought to bridge the gap between formal financial services and informal savings groups, enabling members to access the financial services that best […]
Global Findex: Digitalization in COVID-19 Boosted Financial Inclusion
This article discusses the 2021 edition of the Global Findex, the worldwide measurement of financial inclusion published by the World Bank Group. Specifically, the article highlights two major trends in the data: the growth in digital payments during the COVID-19 pandemic and the relationship between digital payment adoption and the use of other financial services. […]
Top 10 Tips for Running a Great Digital Savings Group Pilot
This article shares 10 tips from DreamStart Labs’ experience running many DSG pilots with partners around the world.
Unleashing the Potential of Digital Saving Groups to Build Financial Resilience in Rwanda
This case study examines two digital savings group solutions – Mvend and SAVE – promoted within UNCDF’s REFAD program in Rwanda. These solutions were adopted by REFAD partners to expand financial inclusion and improve resilience in refugee camps and host communities in Rwanda. The case study discusses some of the successes, enablers, and impediments on […]
Digital Savings Groups
This learning brief examines the design options and essential tradeoffs in solution development based on a survey of 12 digital savings group (DSG) solution providers. The findings are outlined in six sections: 1) Introduction; 2) The benefits of savings groups; 3) User experience; 4) The business of DSGs; 5) Consumer protection, and 6) What will […]
Digital Literacy Training Guide: A Guide for Mobile Money Agents and Digital Literacy Change Agents
The purpose of this training guide is to prepare mobile money agents and digital literacy change agents to educate people in their communities about the benefits of mobile money services and how to use them. The guide has seven modules with clear lesson plans and guidance for trainers. Participants will learn about the different ways […]