This guide outlines practical steps that mobile operators can take to reach women customers. Drawing on its research and work across Africa, Asia and Latin America over the last decade, GSMA has distilled 10 key recommendations for reaching women with mobile. While consideration of the unique local context is crucial, some overarching themes have emerged. […]

This article shares key findings from qualitative research conducted by UNCDF Tanzania and CARE International on the digital financial services (DFS) that are most appropriate for informal savings groups. The authors outline two key findings. First, while mobile money is appropriate for individual accounts, there are difficulties around the validation of group accounts. Also, agent […]

Developed by the Aga Khan Foundation (AKF), this online course discusses key concepts in digital savings groups (DSGs) and provides a detailed orientation to AKF’s DSG platform. The course is designed for those who wish to support the implementation of DSGs, including project managers, trainers, and village agents. The course consists of 49 short videos. […]

This article discusses the persistent gender gap in access to financial services and digital technologies. The key to closing both gaps may be found in savings groups, according to BFA, the Aga Khan Foundation (AKF), Financial Sector Deepening Trust Tanzania (FSDT), and the Bill & Melinda Gates Foundation. Most savings groups are cash-based. But if […]

This study presents findings about the effects of digitization on women’s savings groups from a randomized control trial in Southern Tanzania. The trial was implemented in 2016-17 by the Aga Khan Foundation (AKF), Selcom, and BFA Global. The product tested was a software platform built by AKF and Selcom that allowed group members to save, […]