Free Phones
article
Digital Financial Services Digital Inclusion Digital Literacy Digitization Planning Digitization Risks & Barriers Financial Literacy Gender Mobile Money Mobile Phone Access

Can Free Phones Close the Gender Divide?

Published by
Catherine Highet, Nisha Singh & Arisha Salman
2021
Consultative Group to Assist the Poor (CGAP)
View Resource

This article explores the gender gap in mobile phone ownership and efforts to get phones into the hands of more women at the last mile. While these efforts have undeniably increased women’s access to phones, it is less clear if and how women are using phones to improve their lives.

The article concludes that handset affordability is far from the only barrier to women’s use of mobile phones. Initiatives aimed at increasing women’s access to mobile phones should be carried out together with norm-aware interventions that increase the value proposition of mobile phone ownership, address ongoing costs, tackle digital financial literacy, and use behavioral nudges to help women see the phones as tools to improve their lives.

Leave a Reply

View all comments

Related Resources

Read
RESOURCE
Digital Inclusion Digital Transformation Digitization Planning Innovation
2023 01 31 07 27 56 6 Reasons Your Digital Innovations Can Fail to Reach Adoption and 3 more pages
RESOURCE
Digital Inclusion Digital Transformation Digitization Planning Innovation

6 Reasons Your Digital Innovations Can Fail to Reach Adoption

By Laura Scanlon
ICTworks
2023

6 Reasons Your Digital Innovations Can Fail to Reach Adoption

The article discusses six key reasons why a digital innovation product or service would fail to become widely used. They are related to organizational structure and capacity, unrealistic expectations, magpie mentality, first impressions, measurement, and founder dependency. The article also offers suggestions to bolster adoption of digital innovations, including creating a roadmap to adoption, giving […]
Read
Tool
Digital Inclusion Social Inclusion
Tool
Digital Inclusion Social Inclusion

The Value of Sharia-Compliant Savings Groups

Catholic Relief Services
2025

The Value of Sharia-Compliant Savings Groups

This brief from CRS explores how Sharia-compliant savings groups can expand financial inclusion in Muslim communities. By replacing interest with fixed fees, voluntary repayments, and group purchasing (Murabaha), these groups align with Islamic finance principles while still generating modest profit and fostering community trust. The model—successfully scaled in Niger—has seen strong acceptance from both members and religious leaders.