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Digital Dialogues Financial Inclusion
Henrik Esbensen
Blog post
Digital Dialogues Financial Inclusion

Interview with Henrik Esbensen for DSG Hub

By Maria Liu
September 30, 2025

Interview with Henrik Esbensen for DSG Hub

From Silicon Valley to rural villages, Henrik Esbensen has spent his career asking one big question: how can technology help people change their own lives? As Co-Founder and CEO of DreamStart Labs, Henrik leads the team behind DreamSave, a mobile app helping savings groups in more than 25 countries strengthen recordkeeping, access opportunities, and plan […]
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Blog post
Financial Inclusion
Eric Kaduru- Headshot
Blog post
Financial Inclusion

Q&A with Eric Kaduru

By Maria Liu,
July 16, 2025

Q&A with Eric Kaduru

Welcome to Digital Dialogues, a series spotlighting the people shaping the future of digital savings groups. In each Q&A, we explore the ideas, motivations, and lessons behind inclusive finance—where innovation meets community. This edition features Eric Kaduru—Sr. Technical Advisor at CARE, agripreneur, and DSG Hub Advisory Board member. From launching social enterprises in Uganda to […]
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Digital Transformation Digitization Planning Financial Inclusion FinTech
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Digital Transformation Digitization Planning Financial Inclusion FinTech

Our Digital Journey with Savings Groups: What We Got Wrong and the Lessons We’ve Learned Along the Way

By David Panetta,
October 5, 2022

Our Digital Journey with Savings Groups: What We Got Wrong and the Lessons We’ve Learned Along the Way

This blog summarizes an interview with early developers and adopters of savings group technologies who were asked to reflect on their digital journeys.
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Consumer Protection Digital Financial Services Digital Inclusion Digitization Benefits
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Consumer Protection Digital Financial Services Digital Inclusion Digitization Benefits

Savings-led Digital Finance: The Dawn of a New Era?

By Philip Acton & Finn Tiedemann
August 31, 2022

Savings-led Digital Finance: The Dawn of a New Era?

This blog explores “savings-led” digital finance apps, such as DreamSave, that use clients' savings capacity as a proxy for the ability to repay a loan, opening up a potential new era for digital finance.