Brief
Digital Inclusion Digitization Benefits Project Implementation

Sanchay Sathi: Transforming VSLA Engagement Through Digital Tools

Published by
Eric Kaduru
2025
CARE

This resource outlines CARE Bangladesh’s deployment of the Sanchay Sathi mobile app to digitize Village Savings and Loan Associations (VSLAs) in remote char and haor regions. Developed under the SHOUHARDO 3 project, the app addresses barriers such as low literacy, poor connectivity, and reliance on manual record-keeping.

Key features and outcomes include:

  • Localized design: Full Bangla interface and visual aids make the app accessible to low-literacy users, especially women.
  • Offline functionality: Enables reliable use in areas with limited internet access, with periodic data sync.
  • Digital record-keeping: Automates savings, loans, repayments, and share-outs, improving accuracy and transparency.
  • Phased rollout: Combined traditional and digital methods to build trust and ease adoption.
  • Empowerment and inclusion: Enhances digital skills, financial autonomy, and access to mobile financial services for over 2,000 VSLA groups.

The brief offers practical insights for scaling digital programming in similar contexts, emphasizing user-centered design, gradual implementation, and respect for local norms.

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