Brief
Digital Inclusion Digitization Benefits Project Implementation

Sanchay Sathi: Transforming VSLA Engagement Through Digital Tools

Published by
Eric Kaduru
2025
CARE

This resource outlines CARE Bangladesh’s deployment of the Sanchay Sathi mobile app to digitize Village Savings and Loan Associations (VSLAs) in remote char and haor regions. Developed under the SHOUHARDO 3 project, the app addresses barriers such as low literacy, poor connectivity, and reliance on manual record-keeping.

Key features and outcomes include:

  • Localized design: Full Bangla interface and visual aids make the app accessible to low-literacy users, especially women.
  • Offline functionality: Enables reliable use in areas with limited internet access, with periodic data sync.
  • Digital record-keeping: Automates savings, loans, repayments, and share-outs, improving accuracy and transparency.
  • Phased rollout: Combined traditional and digital methods to build trust and ease adoption.
  • Empowerment and inclusion: Enhances digital skills, financial autonomy, and access to mobile financial services for over 2,000 VSLA groups.

The brief offers practical insights for scaling digital programming in similar contexts, emphasizing user-centered design, gradual implementation, and respect for local norms.

Leave a Reply

View all comments

Related Resources

Read
Research
Digital Inclusion Digital Literacy Digital Transformation Digitization Benefits
4a. AKF COVER
Research
Digital Inclusion Digital Literacy Digital Transformation Digitization Benefits

From Cash to Digital Savings Groups

Aga Khan Foundation (AKF), BFA Global
2018

From Cash to Digital Savings Groups

This study presents findings about the effects of digitization on women’s savings groups from a randomized control trial in Southern Tanzania. The trial was implemented in 2016-17 by the Aga Khan Foundation (AKF), Selcom, and BFA Global. The product tested was a software platform built by AKF and Selcom that allowed group members to save, […]
Read
Research
Digital Financial Services Digital Transformation Digitization Benefits Digitization Risks & Barriers
Digitization of SACCOS in Uganda
Research
Digital Financial Services Digital Transformation Digitization Benefits Digitization Risks & Barriers

Digitization of SACCOs in Uganda: Drivers and Impact Study

By David Nanambi Wayiku & Prisca Adong
Asigma & Mercy Corps
2023

Digitization of SACCOs in Uganda: Drivers and Impact Study