Free Phones
article
Digital Financial Services Digital Inclusion Digital Literacy Digitization Planning Digitization Risks & Barriers Financial Literacy Gender Mobile Money Mobile Phone Access

Can Free Phones Close the Gender Divide?

Published by
Catherine Highet, Nisha Singh & Arisha Salman
2021
Consultative Group to Assist the Poor (CGAP)
View Resource

This article explores the gender gap in mobile phone ownership and efforts to get phones into the hands of more women at the last mile. While these efforts have undeniably increased women’s access to phones, it is less clear if and how women are using phones to improve their lives.

The article concludes that handset affordability is far from the only barrier to women’s use of mobile phones. Initiatives aimed at increasing women’s access to mobile phones should be carried out together with norm-aware interventions that increase the value proposition of mobile phone ownership, address ongoing costs, tackle digital financial literacy, and use behavioral nudges to help women see the phones as tools to improve their lives.

Leave a Reply

View all comments

Related Resources

Read
Research
Digital Financial Services Digital Inclusion Digitization Benefits Evidence & Impact
Care Logo
Research
Digital Financial Services Digital Inclusion Digitization Benefits Evidence & Impact

Digital Sub-Wallets for Increased Financial Empowerment of Women

CARE
2023

Digital Sub-Wallets for Increased Financial Empowerment of Women

This resource contains information and research about the Digital Sub-Wallets project implemented by CARE in Uganda. Digital Sub-Wallets was a savings group approach to address the unique needs of women in terms of formal financial services, individual agency, relations, and informal structures such as gender norms.   The intervention was twofold. First, participating Village Savings […]
Read
Tool
Digital Inclusion Social Inclusion
Tool
Digital Inclusion Social Inclusion

SILC Pro-Poor Strategy

Catholic Relief Services
2025

SILC Pro-Poor Strategy

CRS’ SILC Pro-Poor Strategy promotes more inclusive savings groups by removing barriers that exclude the poorest. Through flexible policies, inclusive messaging, and equitable pricing, the approach helps ensure all community members—regardless of income—can benefit from group membership.