Building Pathways Illus v2_page-0001
Tool
Financial Inclusion

Building Pathways Conference

View Report

The Building Pathways conference brought together key stakeholders to address a critical challenge in financial inclusion and poverty reduction: bringing capital and other financial services like insurance to financially excluded populations through village-level savings and loans groups (Savings Groups, SGs). These groups, in which women mobilize their own resources, have provided a vital source of investment and cash flow to people excluded from the formal financial system, especially rural women in Africa. SG borrowers account for 20% of all borrowers, more than those borrowing from formal institutions (14%) or from mobile money operators (11%) (See World Bank FINDEX data, 2025). But, with access to formal finance, SGs can deliver larger loans to help enterprises grow and provide all members with financing at the same time, particularly during planting season to enable investment in agriculture.

View the Conference slides here

Leave a Reply

View all comments

Related Resources

Read
article
Digital Payments Digital Recordkeeping Digitization Benefits Economic Development
External Resource  Digital Finance Enhancing Womens Participation in VSL Associations e1661973078353
article
Digital Payments Digital Recordkeeping Digitization Benefits Economic Development

Digital Finance: Enhancing Women’s Participation in Village Savings and Loan Associations

By Natalie Petrulla
Agrilinks
2022

Digital Finance: Enhancing Women’s Participation in Village Savings and Loan Associations

This article summarizes the findings from the Feed the Future Agricultural Development and Value Chain Enhancement (ADVANCE II) project in Ghana, focusing on the impact of the project on Village Savings and Loan Associations (VSLAs) and women’s empowerment. In partnership with the Mobile Telephone Network (MTN), ADVANCE II registered four VSLAs in Ghana’s northern region […]
Read
Tool
Digital Financial Services Digitization Benefits Digitization Planning Digitization Risks & Barriers
5a. Toolkit Linkages COVER
Tool
Digital Financial Services Digitization Benefits Digitization Planning Digitization Risks & Barriers

Savings Groups’ Linkages Toolkit

By Hermann Messan et al.
United Nations Capital Development Fund (UNCDF)
2020

Savings Groups’ Linkages Toolkit

This toolkit offers practical guidance to financial service providers (FSP) which are already providing or intend to provide formal financial services, including digital financial services (DFS), to savings groups. Insights and lessons offered in this toolkit are based on the experiences of six FSPs, which are UNCDF’s MicroLead partners in Benin, Burkina Faso, Ghana, Malawi, […]