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What mistakes have you made in trying to link Savings Groups to formal finance?

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We often hear that people have tried to link savings groups to formal financial services, and that it didn't work. Please tell your stories.

  • What was your context?
  • What were your objectives or motivations?
  • What, specifically, did try?
    • What types of products? Were they customized or standard?
    • How was the linkage introduced?
    • Was there any subsidy involved?
  • What happened?
    • How did it fail?
    • Why did it fail?

 
Posted : 17/10/2026 2:31 am