FinTech

13 Resources
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Research
Digital Recordkeeping Digital Transformation Digitization Benefits Digitization Planning
Research
Digital Recordkeeping Digital Transformation Digitization Benefits Digitization Planning

Digitizing BeninCajù Savings Groups – Pilot Project Reports

By Saïbou Noumonvi
TechnoServe
2023

Digitizing BeninCajù Savings Groups – Pilot Project Reports

This report offers insights from the pilot of DreamSave conducted in 2021-22 by TechnoServe and DreamStart Labs among 40 savings groups in the Zou, Collines and Borgou Departments in the Benin Republic. This included 31 pre-existing savings groups (“paper-to-digital”) and 9 newly formed groups (“born-digital”).
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Blog Post
Digital Transformation Digitization Benefits Digitization Costs Digitization Planning
Blog Post
Digital Transformation Digitization Benefits Digitization Costs Digitization Planning

Who Pays and for What? Assessing the Cost of Digitizing Savings Groups

By Simon Levell,
March 1, 2023

Who Pays and for What? Assessing the Cost of Digitizing Savings Groups

This blog explores the costs of implementing digital savings group projects.
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Blog Post
Consumer Protection Financial Products & Services FinTech Innovation
Blog Post
Consumer Protection Financial Products & Services FinTech Innovation

Sharing the Risk: “Micro Equity” for Savings Groups in the Digital Era

By Philip Acton,
November 21, 2022

Sharing the Risk: “Micro Equity” for Savings Groups in the Digital Era

This blog post explores Micro Equity – an investment product for savings groups designed and implemented by DreamStart Labs, a DSG technology vendor.
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Tool
Digital Financial Services Digital Payments Digital Recordkeeping Digital Transformation
Tool
Digital Financial Services Digital Payments Digital Recordkeeping Digital Transformation

DSG Vendors and Products 

By DSG Hub
Global Communities
2022

DSG Vendors and Products 

The "DSG Vendors and Products" tool helps savings group actors identify the range of digital solutions available to fit their digitization needs.
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Blog Post
Digital Transformation Digitization Planning Financial Inclusion FinTech
Blog Post
Digital Transformation Digitization Planning Financial Inclusion FinTech

Our Digital Journey with Savings Groups: What We Got Wrong and the Lessons We’ve Learned Along the Way

By David Panetta,
October 5, 2022

Our Digital Journey with Savings Groups: What We Got Wrong and the Lessons We’ve Learned Along the Way

This blog summarizes an interview with early developers and adopters of savings group technologies who were asked to reflect on their digital journeys.
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Tool
Consumer Protection Data Privacy & Security Digital Inclusion Digital Transformation
Tool
Consumer Protection Data Privacy & Security Digital Inclusion Digital Transformation

DSG Toolkit: Data Privacy and Security

By Lauren Hendricks, Dennis Mello, Paulina (Paula) Rudnicka
Global Communities, Women for Women International
2022

DSG Toolkit: Data Privacy and Security

This tool is designed to help DSG implementers ask technology providers the right questions about their data security policies and protocols, with the goal of protecting the data privacy rights of DSG members.   Digital solution providers (e.g., fintech companies) are de facto custodians of group and member data, which can be prone to hacking, manipulation […]
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Blog Post
Consumer Protection Digital Financial Services Digital Inclusion Digitization Benefits
Blog Post
Consumer Protection Digital Financial Services Digital Inclusion Digitization Benefits

Savings-led Digital Finance: The Dawn of a New Era?

By Philip Acton & Finn Tiedemann
August 31, 2022

Savings-led Digital Finance: The Dawn of a New Era?

This blog explores “savings-led” digital finance apps, such as DreamSave, that use clients' savings capacity as a proxy for the ability to repay a loan, opening up a potential new era for digital finance.
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Brief
Digital Transformation Digital Wallet Digitization Benefits Digitization Risks & Barriers
Brief
Digital Transformation Digital Wallet Digitization Benefits Digitization Risks & Barriers

Digital Savings Groups In Uganda – A Learning Brief

U-Learn
2022

Digital Savings Groups In Uganda – A Learning Brief

This learning brief offers critical reflections on whether a savings group in the Uganda refugee response is ready to go digital, on the objectives for pursuing digitisation/digitalisation, and on key challenges in making the shift. The brief was developed by Uganda Learning, Evidence, Accountability, and Research Network (U-Learn) in collaboration with the Uganda Inter-Agency Cash […]
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Blog Post
Change Management Digital Financial Services Digital Transformation Digitization Planning
Blog Post
Change Management Digital Financial Services Digital Transformation Digitization Planning

Digital Incrementalism and Savings Groups: Lessons from the History of Digital Microfinance

By David Panetta,
July 29, 2022

Digital Incrementalism and Savings Groups: Lessons from the History of Digital Microfinance

In the social sector, much ink is spilled on disruptive change. The social, economic, and environmental challenges of our world are indeed substantial and often daunting, so the search for – and allure of – disruptive solutions is understandable. But the reality is that most sustainable progress is incremental. Incremental Innovation As opposed to disruptive […]
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Blog Post
Born Digital Digital Champions Digital Inclusion Digital Literacy
Blog Post
Born Digital Digital Champions Digital Inclusion Digital Literacy

Top 10 Tips for Running a Great Digital Savings Group Pilot

By DreamStart Labs
May 22, 2022

Top 10 Tips for Running a Great Digital Savings Group Pilot

This article shares 10 tips from DreamStart Labs’ experience running many DSG pilots with partners around the world.