Digital Incrementalism and Savings Groups: Lessons from the History of Digital Microfinance
In the social sector, much ink is spilled on disruptive change. The social, economic, and environmental challenges of our world are indeed substantial and often daunting, so the search for – and allure of – disruptive solutions is understandable. But the reality is that most sustainable progress is incremental. Incremental Innovation As opposed to disruptive […]
Truth-testing (and Quantifying) the Costs and Benefits of Digital Savings Groups
This blog post explores the costs and benefits of digital savings groups, and underlines the importance of truth-testing and quantifying them with greater rigor and precision.
Pitfalls in MFI Digitization: What They Are and How to Avoid Them
This blog series looks at the most common mistakes that microfinance institutions (MFIs) make when digitizing so that other MFIs can avoid them. The articles examine the common pitfalls of not getting the business case right, not listening to the customer, getting bogged down in technology, underestimating change management, and overlooking the regulatory environment. […]