BD vs. PTD

This research brief highlights key insights from a study of digital savings groups (DSGs) conducted in rural Tanzania from August 2019 through February 2020. The research was led by the International Center for Research on Women (ICRW) working with savings groups supported by Project Concern International (PCI), a Global Communities Partner, and their Women Empowered (WE) program. The study followed two sets of WE savings groups which piloted the DreamSave app from DreamStart Labs. The first set of groups were mature savings groups that had been recording transactions on paper for multiple years and then switched to DreamSave (“Paper-to-Digital”). The second set of groups learned the savings group model using the app from the beginning (“Born Digital”). The pilot was conducted in the Mara region, which has high poverty, low literacy, and limited experience with mobile technology.

Leave a Reply

View all comments

Related Resources

Read
article
Digital Payments Digital Recordkeeping Digitization Benefits Economic Development
External Resource  Digital Finance Enhancing Womens Participation in VSL Associations e1661973078353
article
Digital Payments Digital Recordkeeping Digitization Benefits Economic Development

Digital Finance: Enhancing Women’s Participation in Village Savings and Loan Associations

By Natalie Petrulla
Agrilinks
2022

Digital Finance: Enhancing Women’s Participation in Village Savings and Loan Associations

This article summarizes the findings from the Feed the Future Agricultural Development and Value Chain Enhancement (ADVANCE II) project in Ghana, focusing on the impact of the project on Village Savings and Loan Associations (VSLAs) and women’s empowerment. In partnership with the Mobile Telephone Network (MTN), ADVANCE II registered four VSLAs in Ghana’s northern region […]
Read
Research
Digital Payments Digital Recordkeeping Digitization Benefits Digitization Risks & Barriers
Rwanda COVER
Research
Digital Payments Digital Recordkeeping Digitization Benefits Digitization Risks & Barriers

Unleashing the Potential of Digital Saving Groups to Build Financial Resilience in Rwanda

By Yi Nancy Liu & Emile Ndayambaje
UNCDF
2022

Unleashing the Potential of Digital Saving Groups to Build Financial Resilience in Rwanda

This case study examines two digital savings group solutions – Mvend and SAVE – promoted within UNCDF’s REFAD program in Rwanda. These solutions were adopted by REFAD partners to expand financial inclusion and improve resilience in refugee camps and host communities in Rwanda. The case study discusses some of the successes, enablers, and impediments on […]