What Does a 'Digitally Ready' Savings Group Look Like?

As more savings group programs introduce digital tools, we must define what "digitally ready" means at the group level. What indicators or milestones should we look for before introducing mobile money, digital recordkeeping apps, or digital literacy training?

• Is it smartphone access, digital ID, basic literacy, trust in tech, or something else?
• What red flags tell you a group isn’t ready?
• How do we avoid leaving behind less tech-savvy groups?

I would love to crowdsource insights from the hub's members. Can you share your experiences in the field—what’s worked, what hasn’t, and how do we prepare groups for success?