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Digitization Risks & Barriers Project Implementation
Jamii.one Digital Pilot
Blog post
Digitization Risks & Barriers Project Implementation

Can Digitalisation Interventions in Savings Groups Survive After the Project Ends?

By Joseph Maina
June 12, 2025

Can Digitalisation Interventions in Savings Groups Survive After the Project Ends?

Jamii.one Foundation reflects on its rapid digital rollout in Kenya, supporting over 700 savings groups to adopt digital ledgers—only to see usage plunge after project funding ended. This candid piece shares lessons on why uptake isn’t the same as sustainability and explores what’s needed to make digital tools stick post-project: deeper group ownership, incentive-aligned agent models, and linking digital use to real benefits like insurance.