Informal Finance

75 Resources
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Tool
Consumer Protection Digitization Risks & Barriers Gender Personal Security
GBV Tool
Tool
Consumer Protection Digitization Risks & Barriers Gender Personal Security

DSG Toolkit: Addressing Risks of Gender-Based Violence

By Lauren Hendricks, Dennis Mello, Paulina (Paula) Rudnicka
Global Communities, Women for Women International
2022

DSG Toolkit: Addressing Risks of Gender-Based Violence

This tool was created to inform implementing organizations on the risks of gender-based violence (GBV) (including technology-facilitated GBV and intimate partner violence), which may occur as a negative consequence of a woman’s digital journey. The tool includes strategies to help mitigate these risks. Strategies could include community education, gender dialogues and GBV service mapping; promoting […]
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Tool
Digital Transformation Digitization Benefits Digitization Risks & Barriers Gender
DSG Tools Monitoring and Evaluation
Tool
Digital Transformation Digitization Benefits Digitization Risks & Barriers Gender

DSG Toolkit: Monitoring and Evaluation of DSG Projects 

By Lauren Hendricks, Dennis Mello & Paulina (Paula) Rudnicka 
Global Communities, Women for Women International 
2022

DSG Toolkit: Monitoring and Evaluation of DSG Projects 

This tool is designed to improve digital savings group (DSG) implementers’ understanding of the impacts of digitization on groups and their members using gender-sensitive indicators and monitoring approaches. The tool includes sample indicators and a monitoring and evaluation (M&E) framework.  This tool is a part of the Digital Savings Group (DSG) Toolkit: Tools to Support […]
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Tool
Consumer Protection Data Privacy & Security Digital Inclusion Digital Transformation
DSG Tools Data Privacy and Security
Tool
Consumer Protection Data Privacy & Security Digital Inclusion Digital Transformation

DSG Toolkit: Data Privacy and Security

By Lauren Hendricks, Dennis Mello, Paulina (Paula) Rudnicka
Global Communities, Women for Women International
2022

DSG Toolkit: Data Privacy and Security

This tool is designed to help DSG implementers ask technology providers the right questions about their data security policies and protocols, with the goal of protecting the data privacy rights of DSG members.   Digital solution providers (e.g., fintech companies) are de facto custodians of group and member data, which can be prone to hacking, manipulation […]
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Article
Digital Payments Digital Recordkeeping Digitization Benefits Economic Development
External Resource  Digital Finance Enhancing Womens Participation in VSL Associations e1661973078353
Article
Digital Payments Digital Recordkeeping Digitization Benefits Economic Development

Digital Finance: Enhancing Women’s Participation in Village Savings and Loan Associations

By Natalie Petrulla
Agrilinks
2022

Digital Finance: Enhancing Women’s Participation in Village Savings and Loan Associations

This article summarizes the findings from the Feed the Future Agricultural Development and Value Chain Enhancement (ADVANCE II) project in Ghana, focusing on the impact of the project on Village Savings and Loan Associations (VSLAs) and women’s empowerment. In partnership with the Mobile Telephone Network (MTN), ADVANCE II registered four VSLAs in Ghana’s northern region […]
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Blog Post
Consumer Protection Digital Financial Services Digital Inclusion Digitization Benefits
Picture1 e1661958497511
Blog Post
Consumer Protection Digital Financial Services Digital Inclusion Digitization Benefits

Savings-led Digital Finance: The Dawn of a New Era?

By Philip Acton & Finn Tiedemann
August 31, 2022

Savings-led Digital Finance: The Dawn of a New Era?

This blog explores “savings-led” digital finance apps, such as DreamSave, that use clients' savings capacity as a proxy for the ability to repay a loan, opening up a potential new era for digital finance.
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Brief
Digital Transformation Digital Wallet Digitization Benefits Digitization Risks & Barriers
DSG Learning Brief U Learn 2022
Brief
Digital Transformation Digital Wallet Digitization Benefits Digitization Risks & Barriers

Digital Savings Groups In Uganda – A Learning Brief

U-Learn
2022

Digital Savings Groups In Uganda – A Learning Brief

This learning brief offers critical reflections on whether a savings group in the Uganda refugee response is ready to go digital, on the objectives for pursuing digitisation/digitalisation, and on key challenges in making the shift. The brief was developed by Uganda Learning, Evidence, Accountability, and Research Network (U-Learn) in collaboration with the Uganda Inter-Agency Cash […]
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Research
digital divide Digital Financial Services Digital Inclusion Digital Literacy
Enhancing Financial Inclusion COVER
Research
digital divide Digital Financial Services Digital Inclusion Digital Literacy

Lessons on Enhancing Women’s Financial Inclusion Using Digital Financial Services

Alliance for Financial Inclusion (AFI)
2022

Lessons on Enhancing Women’s Financial Inclusion Using Digital Financial Services

This special report, by AFI’s Digital Financial Services Working Group, examines the role of digital financial services (DFS) in enhancing and sustaining the access, use, and overall quality of financial services for women. The report includes a comprehensive analysis of the current body of knowledge and case studies of countries that have accelerated DFS policy […]
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Article
Digital Inclusion Digital Payments Digital Recordkeeping Digital Transformation
Next Billion Cover image
Article
Digital Inclusion Digital Payments Digital Recordkeeping Digital Transformation

Reaching Informal Savings Groups with Formal Financial Products: A Study’s Unexpected Findings Reveal the Challenges of Digitizing Transactions

By Raksha Vasudevan
NextBillion
2022

Reaching Informal Savings Groups with Formal Financial Products: A Study’s Unexpected Findings Reveal the Challenges of Digitizing Transactions

This article discusses the main findings from a qualitative assessment of Savings at the Frontier (SatF) projects in Ghana, Tanzania, and Zambia, implemented in 2015-2022 and funded by the Mastercard Foundation. The program sought to bridge the gap between formal financial services and informal savings groups, enabling members to access the financial services that best […]
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Tool
Data Privacy & Security Digital Inclusion Digital Literacy Digital Transformation
1a. Preparedness COVER
Tool
Data Privacy & Security Digital Inclusion Digital Literacy Digital Transformation

DSG Toolkit: Digital Preparedness Checklist

By Lauren Hendricks, Dennis Mello, Paulina (Paula) Rudnicka
Global Communities, Women for Women International
2022

DSG Toolkit: Digital Preparedness Checklist

This checklist is designed to help implementing organizations gauge their own preparedness to digitize savings groups and to do so in a gender-responsive manner. The checklist will help implementers understand what they need to do to take on the technology, identify required training and support and address gender considerations in digitization projects. These include strategies […]
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Tool
Digitization Planning Gender Human Resources Project Design
2a. Staffing Cover
Tool
Digitization Planning Gender Human Resources Project Design

DSG Toolkit: Project Staffing

By Lauren Hendricks, Dennis Mello, Paulina (Paula) Rudnicka
Global Communities, Women for Women International
2022

DSG Toolkit: Project Staffing

This tool includes sample job descriptions (JDs) for key digitization project staff with a focus on knowledge, skills and abilities related to mobile and digital technology as well as gender integration. The tool includes both “Roles and Responsibilities” and “Qualifications,” which can be added to existing JDs to ensure they have adequate skills to support […]