BD vs. PTD

This research brief highlights key insights from a study of digital savings groups (DSGs) conducted in rural Tanzania from August 2019 through February 2020. The research was led by the International Center for Research on Women (ICRW) working with savings groups supported by Project Concern International (PCI), a Global Communities Partner, and their Women Empowered (WE) program. The study followed two sets of WE savings groups which piloted the DreamSave app from DreamStart Labs. The first set of groups were mature savings groups that had been recording transactions on paper for multiple years and then switched to DreamSave (“Paper-to-Digital”). The second set of groups learned the savings group model using the app from the beginning (“Born Digital”). The pilot was conducted in the Mara region, which has high poverty, low literacy, and limited experience with mobile technology.

Leave a Reply

View all comments

Related Resources

Read
Brief
Consumer Protection Data Privacy & Security Digital Payments Digital Recordkeeping
2a. SEEP LearningBrief COVER
Brief
Consumer Protection Data Privacy & Security Digital Payments Digital Recordkeeping

Digital Savings Groups

By Mark Staehle
SEEP Network
2020

Digital Savings Groups

This learning brief examines the design options and essential tradeoffs in solution development based on a survey of 12 digital savings group (DSG) solution providers. The findings are outlined in six sections: 1) Introduction; 2) The benefits of savings groups; 3) User experience; 4) The business of DSGs; 5) Consumer protection, and 6) What will […]
Read
Multimedia
Digital Inclusion Digital Transformation Digitization Benefits Digitization Risks & Barriers
Workshop
Multimedia
Digital Inclusion Digital Transformation Digitization Benefits Digitization Risks & Barriers

Recap And Recordings of Workshop On Digital Savings Groups (DSGs)

U-Learn
2022

Recap And Recordings of Workshop On Digital Savings Groups (DSGs)

This half-day workshop brought together key refugee response actors – including digital and financial service providers, policy makers, donors, implementers and humanitarian actors – to encourage stock-taking of the digital savings groups landscape in the Uganda refugee response, and foster critical reflection. The event was organized in April 2022 by UNCDF, the Uganda Inter-Agency Cash […]