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Blog post
Digital Inclusion Digitization Planning Financial Inclusion
HURREDO DSG photo2
Blog post
Digital Inclusion Digitization Planning Financial Inclusion

Building Confidence with Digital Tools: Cambodian Leaders’ Experiences with DreamSave

By Barbara Toizer, Elene Cloete
January 30, 2026

Building Confidence with Digital Tools: Cambodian Leaders’ Experiences with DreamSave

Despite Cambodia’s recent economic growth, financial exclusion remains a challenge. According to the National Bank of Cambodia, 41% of adults still lack access to formal financial services, leaving families reliant on informal systems that are often insecure or predatory. Community savings groups offer an alternative, giving members a safe place to save, borrow, and invest […]
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Blog post
CARE - Nyokabi Kahura - Blog on VSLA formal credit
Blog post

Six Steps to Unlock Formal Credit Through VSLAs

By Eric Kaduru , Rathi Mani-Kandt, Tyler Tappendorf
July 21, 2025

Six Steps to Unlock Formal Credit Through VSLAs

When women in savings groups gain access to reliable, affordable credit, the benefits ripple outward—to their families, their communities, and their local economies. But most formal financial systems weren’t built with women or community-based groups in mind. These steps not only help women access capital—they also allow banks and fintechs to reach a high-trust, low-risk […]
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Brief
Digital Inclusion Technology Solutions
Brief
Digital Inclusion Technology Solutions

How CARE is Using WhatsApp to Power Digital Innovation in Savings Groups

By Eric Kaduru
CARE
2025

How CARE is Using WhatsApp to Power Digital Innovation in Savings Groups

This three-part brief series explores how WhatsApp is being used across CARE programs to train VSLA members, collect real-time data, and build powerful communities of practice among grassroots trainers.
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Blog post
Digitization Risks & Barriers Project Implementation
Jamii.one Digital Pilot
Blog post
Digitization Risks & Barriers Project Implementation

Can Digitalisation Interventions in Savings Groups Survive After the Project Ends?

By Joseph Maina
June 12, 2025

Can Digitalisation Interventions in Savings Groups Survive After the Project Ends?

Jamii.one Foundation reflects on its rapid digital rollout in Kenya, supporting over 700 savings groups to adopt digital ledgers—only to see usage plunge after project funding ended. This candid piece shares lessons on why uptake isn’t the same as sustainability and explores what’s needed to make digital tools stick post-project: deeper group ownership, incentive-aligned agent models, and linking digital use to real benefits like insurance.
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Tool
Technology Solutions
SAVIX IG App
Tool
Technology Solutions

Basic Savings Group Record-Keeping App

By Hugh Allen
VSL Associates
2025

Basic Savings Group Record-Keeping App

Basic Savings Group Record-Keeping App is a Simple, Free, Stand-Alone Solution for Independent Savings Groups
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Multimedia
Digital Transformation Digitization Benefits Digitization Risks & Barriers Gender
Crisis to Resilience
Multimedia
Digital Transformation Digitization Benefits Digitization Risks & Barriers Gender

Women Saving for Resilience: Transforming Lives Through Innovative Savings Group Solutions

By Paula Rudnicka
Global Communities
2023

Women Saving for Resilience: Transforming Lives Through Innovative Savings Group Solutions

This visual Crisis to Resilience story explores digital transformation and other innovations in savings group programming implemented under Global Communities‘ Women Empowered (WE) initiative. Women Empowered (WE) promotes social, economic, and political empowerment of women through community-based savings groups. Guided by the spirit of continuous innovation and adaptation, the WE program has formed and supported […]
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RESOURCE
Digital Inclusion Digital Transformation Digitization Planning Innovation
2023 01 31 07 27 56 6 Reasons Your Digital Innovations Can Fail to Reach Adoption and 3 more pages
RESOURCE
Digital Inclusion Digital Transformation Digitization Planning Innovation

6 Reasons Your Digital Innovations Can Fail to Reach Adoption

By Laura Scanlon
ICTworks
2023

6 Reasons Your Digital Innovations Can Fail to Reach Adoption

The article discusses six key reasons why a digital innovation product or service would fail to become widely used. They are related to organizational structure and capacity, unrealistic expectations, magpie mentality, first impressions, measurement, and founder dependency. The article also offers suggestions to bolster adoption of digital innovations, including creating a roadmap to adoption, giving […]
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Training
Digital Transformation Innovation Project Implementation Technology Solutions
VSLA Training App e1671026289850
Training
Digital Transformation Innovation Project Implementation Technology Solutions

VSLA Digital Training App

DanChurchAid (DCA)
2022

VSLA Digital Training App

The VSLA Simulation Game App, developed with funding from FAHU Foundation, offers an alternative approach to training people in the use of the VSLA methodology. It includes a simulation of a full VSLA cycle as well as video trainings in important elements of the VSLA methodology, all of which is based on the “Field Officer Training Guide” […]
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Tool
Digital Financial Services Digital Payments Digital Recordkeeping Digital Transformation
DSG Hub Vendors and Products scaled
Tool
Digital Financial Services Digital Payments Digital Recordkeeping Digital Transformation

DSG Vendors and Products 

By DSG Hub
Global Communities
2022

DSG Vendors and Products 

The "DSG Vendors and Products" tool helps savings group actors identify the range of digital solutions available to fit their digitization needs.
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Tool
Digital Transformation Digitization Benefits Digitization Risks & Barriers Gender
DSG Tools Monitoring and Evaluation
Tool
Digital Transformation Digitization Benefits Digitization Risks & Barriers Gender

DSG Toolkit: Monitoring and Evaluation of DSG Projects 

By Lauren Hendricks, Dennis Mello & Paulina (Paula) Rudnicka 
Global Communities, Women for Women International 
2022

DSG Toolkit: Monitoring and Evaluation of DSG Projects 

This tool is designed to improve digital savings group (DSG) implementers’ understanding of the impacts of digitization on groups and their members using gender-sensitive indicators and monitoring approaches. The tool includes sample indicators and a monitoring and evaluation (M&E) framework.  This tool is a part of the Digital Savings Group (DSG) Toolkit: Tools to Support […]